Tools
Three interactive helpers for planning your renovation: a budget calculator that totals illustrative sourced ranges by flat type, a permit checklist that sorts your works into HDB approval buckets, and a loan calculator for the monthly instalment and total interest.
Renovation Budget Calculator (Singapore HDB)
Estimate an illustrative renovation budget for a 3-, 4- or 5-room HDB BTO or resale flat, with optional furniture and a contingency buffer — ranges, not quotes.
Updated Oct 2026Renovation Loan Calculator (Singapore)
Work out the monthly instalment and total interest on a Singapore renovation loan by amount, tenure and rate — flat or effective rate — with the 6× / S$30,000 cap.
Updated Oct 2026HDB Renovation Permit Checklist Tool
Tick the HDB renovation works you are planning and see which need an HDB permit, which need none, and which are banned — based on HDB's building-works guidelines.
Updated Oct 2026